Financial calculators dinkytown
"It is a great calculator, but it isn't popular due to its extremely specialized audience," he said. His least-used tool determines the gain or loss if you have repossessed personal property from a deferred payment sale. MAPR calculations incorporate these fees into a single rate. It is similar to a standard APR calculation but includes additional fees in the calculation and limits any loan to a MAPR of no more than 36. "Online calculators are valuable to our efforts to improve financial literacy among our members and one of the most popular parts of our website and mobile app."Įbert's favorite tool is the retirement planner because it gives one a solid estimate and only requires users to enter in eight numbers. MAPR is a standard calculation used by lenders for loans covered by the Department of Defenses Military Lending Act & Regulation Z. "What our members like about the calculator is that it helps them quickly figure out how much house they can afford, which is essential when you take out a mortgage," said Michael Toner, who manages digital channels for Navy Federal. His most popular calculator is one that automatically generates an estimated amortization schedule for a mortgage.
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#Financial calculators dinkytown for free
All of his calculators are available for free at and he personally answers user feedback by email. He estimates he builds a new financial tool about every other month for clients. Over the past few years, he has reworked his calculators so they function smoothly on mobile devices. "I like to keep the focus on one thing and do that one thing really well." This calculator does not show the effect of taxes on a taxable account. "I enjoy solving problems and I've always been financially inclined since I was a kid," said Ebert, who declined to disclose how much he makes from . We encourage you to seek the assistance of your financial professional.
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He is married, but preferred not to discuss his personal life. Ebert, 48, mainly works alone in his home office, though he sometimes hires developers to help with big projects.